Vanquis Credit Card

Initial Credit Limit Between £150 and £1,000

Fraud Monitoring

Possible Credit Limit Increase on your 4th Statement. Conditions Apply see below*

Up to 56 Days Interest Free on Purchases

UK Customer Service Call Centre.

Representative 39.9% APR** (variable)


Why Choose Vanquis?

Having either a poor credit history or no credit history in the past, need not prevent you from obtaining a credit card, it is likely though you will need to build yourself a credit rating. Vanquis Bank offer two types of visa cards which are designed to help build your credit rating. Vanquis will consider every application and won’t reject your credit card application just because of your past like certain credit card providers. With Vanquis your new credit application may still be accepted and typically takes around 1 minute to receive a reply from your Vanquis online application. You could shortly be back on the road to rebuilding your credit history. Vanquis have already issued over 1 million people with credit cards. Using Vanquis credit cards within the terms and conditions can improve your credit rating.

* To be considered for a credit limit increase, please keep all your credit agreements in order by paying on time, making use of your existing credit limit without going overlimit, and not taking on too much debt elsewhere. This is only a guide and meeting these criteria does not guarantee you a credit limit increase.

** Representative APR rates are based on a £1000 credit limit.

Credit is subject to status; telephone contact; confirmation of name and address; not already holding a credit card or loan issued by Vanquis Bank; no reasonable suspicion of fraud, and is only available to UK residents who are at least 18 years of age and are not legally restricted from obtaining credit e.g. because of bankruptcy.

Vanquis Visa Card is issued by Vanquis Bank Limited. Vanquis Bank can be contacted at its registered office at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 02558509. Consumer Credit Licence number 532364. Vanquis Bank Limited is authorised and regulated by the Financial Services Authority.