Credit Cards For Poor Credit History Applicants
Thankfully there are credit card companies out there that recognise that very few people have high credit scores today and are willing to consider applications from people with a little history or no credit history.
The credit cards listed here are designed for people with either no credit history or a poor credit history, used wisely and making repayments on time each month can help build / repair your credit rating. Over time once your credit history has improved you can then apply for new credit cards with lower interest rates.
Credit for Vanquis Card, Argos Card and Aquis card is provided by Vanquis Bank and is subject to status; telephone contact; confirmation of name and address; not already holding a credit card or loan issued by Vanquis Bank; no reasonable suspicion of fraud, and is only available to UK residents who are at least 18 years of age and are not legally restricted from obtaining credit e.g. because of bankruptcy.
* To be considered for a credit limit increase, please keep all your credit agreements in order by paying on time, making use of your existing credit limit without going over your limit, and not taking on too much debt elsewhere. This is only a guide and meeting these criteria does not guarantee you a credit limit increase.”
** Representative APR rates are based on a £1000 credit limit.