Argos Credit Card

NEW – Argos Credit Card

  • No Annual Fee
  • Fraud Monitoring
  • Initial Credit Limit Between £150 and £1,000
  • Possible Credit Limit Increase on your 4th Statement. Conditions Apply see below*
  • Chip & PIN
  • Up to 56 Days Interest Free on Purchases
  • UK Customer Service Call Centre.
  • Online and SMS Account Management


39.9 % APR** (variable)

NEW – From Argos is a credit card designed for those with a low credit score, the poor credit credit card from Argos can be used anywhere you see the Visa sign so this card is much more versatile than a Argos store card.
The application form is short and easy to fill in, you’ll get a response for your credit card application back very quickly.

To complete your application, please have:

  1. Your annual household income.
  2. If you’re employed, the name and address of your employer.
  3. A valid email address.

Important Rejection Criteria
You must not have applied for a Vanquis, Granite, Aquis or Black Diamond Card within the last 6 months.
Do not apply for the Argos Credit Card if you currently hold a Vanquis, Granite, Aquis or Black Diamond Card.

* To be considered for a credit limit increase, please keep all your credit agreements in order by paying on time, making use of your existing credit limit without going overlimit, and not taking on too much debt elsewhere. This is only a guide and meeting these criteria does not guarantee you a credit limit increase.

** Representative APR rates are based on a £1000 credit limit.

Credit is subject to status; telephone contact; confirmation of name and address; not already holding a credit card or loan issued by Vanquis Bank; no reasonable suspicion of fraud, and is only available to UK residents who are at least 18 years of age and are not legally restricted from obtaining credit e.g. because of bankruptcy.

Argos Credit Card is issued by Vanquis Bank Limited. Vanquis Bank can be contacted at its registered office at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 02558509. Consumer Credit Licence number 532364. Vanquis Bank Limited is authorised and regulated by the Financial Services Authority. In relation to the Argos Credit Card, Home Retail Group Card Services Limited (which is part of the Argos Group) acts exclusively with Vanquis Bank Limited. Argos Card, Royal Avenue, Widnes WA8 1AL. Registered Office: Home Retail Group Card Services Limited: Avebury, 489-499 Avebury Boulevard, Milton Keynes, Buckinghamshire, MK9 2NW. Registered in England no. 04007072.